Not to pick on you, but many investors get caught up in recent headlines and that prevents them from investing. In my Wall Street career, the world has threatened to end several times and we are still here. The safest possible place for your money is in an FDIC insured account in the best capitalized bank. It is also an awful investment. If you want to invest and have a long time horizon, you need to put your money into the stock market in a low cost index fund and let it sit there for a long time and ignore the headlines.