Asked by michael  |  Submitted January 22, 2017

Why is my credit score so low with no derogatory remarks?

My mortgage doesn't show up because it is done as a land contract.

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  Answers  |  1

January 23, 2017

Your credit score is determined by many different factors including the amount of credit you have, how much you're utilizing and even the length of your credit history. It's difficult to say why your score isn't where you want it to be, but all of those factors could play a role.

You are currently a free member of Credit Manager by MoneyTips. You should consider an upgrade for reasons to Gold Shield Premium to gain access to a variety of tools to help you build your credit, and even to help remove items that you believe are errors. With premium, you'll have the ability to communicate directly with creditors and attempt to remove some of the negative credit blemishes. Click here to upgrade.

I also recommend these articles on MoneyTips that are designed to help educate you about how to rebuild your credit and pay down debt.

5 Things Not to Do When Rebuilding Your Credit
How to Rebuild Your Credit Score Fast
5 Steps to Rebuild Your Credit

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