Asked by Michael  |  Submitted April 28, 2018

There are three credit card accounts listed on my credit report that I don't recognize. What should I do?

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  Answers  |  1

August 02, 2018

Contact the reporting company right away. It is possible that someone used your information to open those cards in your name and are planning a nice shopping spree just to leave you with the debt. Also contact each of the credit card companies and let them know the situation. If your credit indeed has been breached, they can put a stop to purchases on the cards. It would also be a good idea to put an alert, a hold or a freeze on your credit file to make sure that no one else can open a line of credit under your name without further confirmation that it is actually you applying for that credit.

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