Q&A
Asked by Csgonzalez05
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi, Lower rates alone aren't an indication of a good benefits and lower payments alone may only fix things in the short term. Have you checked with the firm that c...
Q&A
Asked by Lacy
Answered by James Barath, CMPS
Certified Mortgage Planner in Crown Point, IN
Inability to secure employment upon graduation is not an allowable reason for student loan forgiveness. You may however be eligible to qualify for an income-driven rep...
Q&A
Asked by Zinkeng
Answered by Stephen Hartel
MBA, AIF in Denver, CO
If you have the money to make larger payments and therefore pay the loan back faster, there is no need to involve a third party like SoFi. Just do it yourself. Also, o...
Q&A
Asked by Erin
Answered by James Barath, CMPS
Certified Mortgage Planner in Crown Point, IN
All deferred student loan debt is now required to be factored into the qualifying debt-to-income (DTI) ratios. Depending on the loan program, the minimum qualified pay...
Q&A
Asked by an anonymous user
Answered by Michael Bull
Mortgage Broker in Plano, TX
Your lender should have it.
Q&A
Asked by Cadavis730
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Cadavis730 It’s an individual answer and there are of course many variables to consider. As an Investment Manager and Fiduciary, my thoughts are on the value of...
Q&A
Asked by an anonymous user
Answered by MoneyTips Writing Staff
Financial Adviser in Los Angeles, CA
That depends on what type of loan it is. Some student loans won't come off until they have been paid in full. For more information about credit and how to raise your c...
Q&A
Asked by Joyce
Answered by Caroline Gerardo
C G Barbeau in Newport Beach, CA
Yes, they do count. You will be asked to provide a copy of the note showing the interest rate and the number of years, therefore a proposed payment can be EITHER calcu...
Q&A
Asked by an anonymous user
Answered by MoneyTips Writing Staff
Financial Adviser in Los Angeles, CA
Contact your creditor about arranging loan forgiveness or an affordable payment plan. You can also read our article on 5 ways to have your student loan forgiven for mo...
Q&A
Asked by Orlando
Answered by MoneyTips Writing Staff
Financial Adviser in Los Angeles, CA
If the loans were in good standing prior to the discharge, then it shouldn't impact your credit score negatively. However, if your loans were not in good standing,...
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