State Of Credit 2016 (Infographic)

The Best and Worst Credit Scores by City and Generation

State Of Credit 2016 (Infographic)
April 24, 2017

How does your credit score measure up? According to Experian, the average credit score is 673, up 4 points from 2015 to last year. The infographic above shows the highlights of Experian’s latest report, including a comparison of the average credit profiles for each generation, and a list of the cities with the best and the worst credit scores in the nation. See where you rank; you can check your credit score and read your credit report for free within minutes using Credit Manager by MoneyTips. To learn more about credit, download our free eBook, Give yourself Credit.

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Erin | 04.24.17 @ 20:02
It looks like people in Minnesota and Wisconsin really know how to manage their credit. That's pretty amazing to see so many cities in just two states in the top ten. It would be interesting to see how states, overall, stack up against one another for these statistics.
Carla | 04.24.17 @ 21:11
It seemed a bit disappointing to me that the lower credit score averages were all from the south since I am from Alabama. This makes me want to try even harder to get my credit score up and to tell my friends that we can do better. I would like to see the average of all 50 states also. I love these types of graphics.
Chrisitna | 04.24.17 @ 21:22
Sad to see that most of the bottom cities for credit scores are in TX and LA. I wonder what the underlying cause is... ?
Zanna | 04.24.17 @ 22:38
It would be useful to show how the socio-economic statuses from those lower performing cities stacks up. Higher percentages of residents with lower income rates are likely to have lower credit scores, so I think this graphic is a good start, but not the whole story.
Daniel | 04.25.17 @ 12:39
It is interesting to see how area seems to have an impact. Perhaps a lifestyle in those area or just tough financial issues for living.
Jane | 04.26.17 @ 23:42
I know my FICO score, but not my Vantage score. It would be interesting to see the states ranked from 1 to 50 based upon credit strength.
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