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Should I apply for a loan or just try to rebuild my credit first?

My current score is 505.

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  Answers  |  2

April 18, 2017

You might want to try starting with a credit card instead of a loan. Even a secured credit card that you use regularly and pay off each month can boost your score.

Here are some other great ideas to boost your score with a little time and effort.

How to Rebuild Your Credit Score Fast

5 Steps to Rebuild Your Credit

5 Things Not to Do When Rebuilding Your Credit

If you believe there is a mistake on your credit report, you can resolve it with a single click using our credit correction service.

$commenter.renderDisplayableName() | 09.30.20 @ 22:22


April 25, 2017

Rebuild the credit, I would recommend obtaining a lender pulled a tri-merge credit report as this will give you all data and all scores from the 3 main bureaus. Then review it and begin to repair and address any issues on the report.

$commenter.renderDisplayableName() | 09.30.20 @ 22:22