Asked by Lynn  |  Submitted February 13, 2014

Should I adjust my portfolio to make it less risky?

The stock market has been very good this year, but I just turned 50.

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  Answers  |  5

February 18, 2014

Good question, but a hard one to answer. I suggest you speak to an Adviser in person. That would allow he/she to can assist you to make that judgement.

$commenter.renderDisplayableName() | 02.27.17 @ 02:32

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May 28, 2014

Your risk should be reflective of your age, your investment horizon and your risk tolerance. There is not one easy formula to determine what your risk should be. Certainly a financial advisor can help. Also "risk" is hard to define. Do you just mean your split between stocks and bonds, or are you talking about using leverage and buying one stock, hoping it will go up? Risk means different things to different people. A great way to look at risk for a generic portfolio is to go to vanguard.com and look at their target date retirement funds. That is a good place to start.

$commenter.renderDisplayableName() | 02.27.17 @ 02:32

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November 23, 2015

No one here can tell you this without a lot more information. I thinks it's time for you to either sit down with a fee-only financial advisor or learn more about portfolio allocation and investing and do-it-yourself. Either way get it done.

Phillip

$commenter.renderDisplayableName() | 02.27.17 @ 02:32

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February 08, 2016

One of the complimentary features we have on our website is the ability to determine your Risk Score. It is not arbitrary, but based on questions from real life financial scenarios that you can easily answer. Once you know your score then an adviser can give you better direction.

$commenter.renderDisplayableName() | 02.27.17 @ 02:32

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March 29, 2016

Hi Lynn.
The bast way to reduce risk in your portfolio is to know what you are doing.

Age has very little to do with risk. Time and ROI are the main ingredients you need.

Time means when do you need the money-Or from my perspective, how long can you give me to get you the money.

ROI means return on investment. What is your MARR- Minimum Acceptable Rate of Return. We focus on intrinsic value and how much time you need for your investments to reach this intrinsic value.

Focus on:
Where are you financially?
Where you need to be financially?

Every person has a different answer for this. My job is to eliminate the risk and get you to financial independence using the most efficient and cost-effective route.

Fee free to contact me directly to discuss in greater detail.

It's not what you make, It's what you keep that determines your lifestyle.

$commenter.renderDisplayableName() | 02.27.17 @ 02:32

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