Asked by James  |  Submitted October 28, 2016

My home is a manufactured home, are there any lenders who will work with a manufactured home?

My home has been moved twice and I've been unable to find a lender who will work with me.

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  Answers  |  1

October 28, 2016

Hi James. Your best bet for financing would be to talk to a local community bank that holds their loans in-house in their own portfolio. There may be some financing options available to you. The big question that will be asked will be if you own that land that the manufactured is on. If so, the lender can perfect its lien be taking a security in both the real property. if you don't own the land, then the lender would need to take a security interest filing (UCC) in your personal property - the manufactured home. Hope that helps!

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