Mortgage Refinance

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Q&A
Asked by Erin
Answered by Ted Rood, Mortgage BrokerPRO+ in Maryland Heights, MO
No, you can't endanger your current loan by attempting to refinance. Some borrowers start the refinance process however, hear "you'll skip two month's payments", and ...
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Asked by an anonymous user
Answered by MoneyTips Writing Staff, Financial Adviser in Los Angeles, CA
You may have reached out to all of the local banks in your area, but have you tried your local credit unions? There may be credit unions that you can join easily that ...
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Asked by Clark
Answered by Ted Rood, Mortgage BrokerPRO+ in Maryland Heights, MO
Hi Clark, I agree with Mike that the most likely solution is for your son to refinance the loan into his name, based on his credit, income, and debt ratios. You woul...
Q&A
Asked by Gary
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
Hello Gary: Refinancing to a lower rate always seems to be a great idea, but the question of it being "worth doing" is a different answer for everyone since it depe...
Q&A
Asked by Charles
Answered by Heath Schneider, Mortgage BrokerPRO+ in Las Vegas, NV
You can buy 1 day after a Short sale, Foreclosure, or Bankruptcy. You would need 20% down. Rates vary based on your credit after you come out of any of these events.
Q&A
Asked by an anonymous user
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
The waiting period for Chapter 7 bankruptcy is 4 years or 2 years with "extenuating circumstances". It is helpful and commendable that they have continued paying on t...
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