Samuel Kotzur

Loan Originator at First Home Mortgage

Loan Officer at First Home Mortgage in Ocean City, MD


Sam was born and raised in the Pittsburgh area of Pennsylvania but after spending his first summer at the beach in 2006, he knew Ocean City was the place he wanted to call home. Sam is a graduate of Slippery Rock University where he double majored in Business Management and Business Marketing. He spent 8 years in the banking industry eventually heading up the loan operations department before transferring to First Home Mortgage to continue to grow his impressive career. His professionalism, knowledge, and customer service are unsurpassed and his genial disposition will make you feel completely at ease. When Sam is not working, he enjoys spending time in the company of his two puppies or getting in a great game of golf at the local course. Sam is licensed in Maryland, Delaware, Virginia, and Pennsylvania so give him a call today and experience why he truly is a cut above. Licensed in: Delaware (MLO-1148351), Maryland (28258), Pennsylvania (50291), Virginia (MLO-23102VA)

6200 Coastal Highway Suite 301 in Ocean City, MD 21842
None specified


Peer Endorsements

Best Answers

Asked by paigestrick9
Answered by Samuel Kotzur PRO+
Loan Officer in Ocean City, MD
Absolutely this is a possibility and the type of financing would depend on your long term goals. If you are doing some home improvements and expect to pay off the deb...
Asked by James
Answered by Samuel Kotzur PRO+
Loan Officer in Ocean City, MD
Hi James. Your best bet for financing would be to talk to a local community bank that holds their loans in-house in their own portfolio. There may be some financing ...
Asked by Neolia R
Answered by Samuel Kotzur PRO+
Loan Officer in Ocean City, MD
You can combine your first and second mortgage into one new mortgage, but there a few factors you would need to consider. You would have to check the current rates on...


  • FHA
  • Home Improvement
  • Home Purchase
  • Jumbo
  • Refinance
  • USDA



Samuel A Kotzur
License # NMLS 1148351



Assistant Vice President
Mortgage Loan Officer


Slippery Rock University


This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Programs, interest rates, terms and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. First Home Mortgage Corporation NMLS ID #71603 ( Licensed in MD, DE, VA, PA. Equal Housing Lender.