Christopher Tanael

Drop Mortgage

Wholesale Rep at DROP Mortgage in San Marcos, CA


A little about us, Drop Mortgage was founded on the idea that underwriting should "make sense". The problem with mortgage lending these days is that if you don't fit in a specific box, your loan most likely will be denied. At Drop Mortgage, Inc. we take a common sense approach to looking at your loan. If you have compensating factors or can demonstrate the ability to pay in an unconventional way, we might still be able to approve your loan. If you have a credit event like a short sale or foreclosure, we understand and can overlook it if you have a good reason for it. Additionally, we use methods like "depleted assets" or "cross-collateralization" to work around traditional guidelines. We thrive in the super jumbo area, even after a foreclosure or short sale. Curious about what we can do? Give me a call (760) 994.4014.

Click for phone number
(760) 994-4014
in San Marcos, CA 92078
None specified


Peer Endorsements

Best Answers

Asked by Mark Fidelman
Answered by David Skow, Mortgage BrokerPRO+ in Seattle , WA
12/29/2014 Mark - thanks for the post / question Yes - depending on your goals - refinancing is likely to be easily beneficial to do rates are lowe...
Asked by shim
Answered by David Skow, Mortgage BrokerPRO+ in Seattle , WA
Foe an owner occupied property - Many lenders/programs will require a minimum middle score of 640...some programs allow a 580...there are some programs with no score m...
Asked by John
Answered by Ted Rood, Mortgage BrokerPRO+ in Maryland Heights, MO
Hi John, Your numbers are a little confusing. You state you're 3 years into a 20 year adjustable loan at 2%, and want to refinance into a 20 year loan fixed at 4....


  • Blemished Credit
  • Debt Consolidation
  • FHA
  • Home Equity Loan or Line of Credit
  • Home Improvement
  • Home Purchase
  • Jumbo
  • Refinance
  • VA
  • Other



Mortgage Specialist
Wholesale Account Representative