Asked by Andrea  |  Submitted October 13, 2015

Looking into refinancing my auto loan. I don't have the best credit since starting over from a bankruptcy. How would I proceed?

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  Answers  |  1

October 20, 2015

It depends on who you ask. Some believe that you shouldn’t even try to refinance an auto loan after bankruptcy unless it has been more than 3 years.

If it has been a while since you went through bankruptcy, then you have probably already discovered how difficult it can be to get financing.

It might be that you needed a vehicle and your only option was to take a high interest rate loan. But it is possible that you might not have to be stuck with that high interest rate forever. You should remove the bankruptcy first.

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