Life Insurance
Guide
Video: What Are The Differences Between An Insurance Broker And Agent?
Not only is there a difference between an insurance broker and an insurance agent, but one of them usually offers the best price explains Re...
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Upvote 0
Q&A
Asked by an anonymous user
Answered by Lenny Robbins, Insurance Agent in Redmond, WA
There is no best answer for this question
without knowing your objective.
Unfortunately, most people concentrate on
"how" to get there, without know where they
want t...
Guide
Outliving Your Life Insurance Policy
Congratulations! You made it to your 100th birthday. You've joined an exclusive, but growing, group of centenarians. The 2010 U.S. Census co...
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Guide
How To Find Free Money Online
Life can get hectic fast and people can easily allow certain tasks to fall through the cracks. Unfortunately, sometimes we never remember to...
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Q&A
Asked by tope2121
Answered by Kirby Thomas, Online Life Insurance Rate Comparison: Term.comPRO+ in San Diego, CA
Hello there. First, the whole life policy can
be viewed as both a death benefit and also as
an "investment" since it accrues cash value.
Look at the death benefit part...
Guide
Why Don't More People Own Life Insurance?
Written by Michael Zaino, President & CEO, TZG Financial in Charlotte, NC
Q&A
Asked by Kathleen
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Upvote 13
Answered by Michael Hoffman, RFC, CLU, ChFCPRO+ in Grass Valley, CA
Gordon is right.
If you have more than one
term policy, it is a good idea to consolidate
term into one policy. There is a "volume
discount" or banding at $250k, $5...
Q&A
Asked by John
Answered by Nancy Greenwood, Insurance Agent in Methuen, MA
A life insurance company can cancel your
policy for non-payment of the premium or for
material misrepresentation. Each life
insurance contract will have a provision a...
Q&A
Asked by Tony
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Upvote 14
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Answered by Michael Hoffman, RFC, CLU, ChFCPRO+ in Grass Valley, CA
Tony, If you think that you may ever need
life insurance to help provide for our family
then getting started sooner rather than later
will help to create a lower prem...
Q&A
Asked by Katie
Answered by Elizabeth Beagle, Insurance Agent in Burbank, CA
Some agents would state you need 12 to 14
percent of your annual earnings in life
insurance. I believe there are more practical
ways of determining the right amount of...
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