Life Insurance
Guide
Why Don't More People Own Life Insurance?
Written by Michael Zaino, President & CEO, TZG Financial in Charlotte, NC
Guide
Q&A
Asked by Kathleen
-
Upvote 13
Answered by Michael Hoffman, RFC, CLU, ChFCPRO+ in Grass Valley, CA
Gordon is right.
If you have more than one
term policy, it is a good idea to consolidate
term into one policy. There is a "volume
discount" or banding at $250k, $5...
Q&A
Asked by Katie
Answered by Elizabeth Beagle, Insurance Agent in Burbank, CA
Some agents would state you need 12 to 14
percent of your annual earnings in life
insurance. I believe there are more practical
ways of determining the right amount of...
Guide
Confused About Life Insurance Products?
Written by Kirby Thomas, Online Life Insurance Rate Comparison: Term.comPRO+ in San Diego, CA
Guide
Bad Driving Can Affect Your Life Insurance Premiums
Written by Kirby Thomas, Online Life Insurance Rate Comparison: Term.comPRO+ in San Diego, CA
Q&A
Asked by Tony
-
Upvote 14
- |
Answered by Michael Hoffman, RFC, CLU, ChFCPRO+ in Grass Valley, CA
Tony, If you think that you may ever need
life insurance to help provide for our family
then getting started sooner rather than later
will help to create a lower prem...
Q&A
Asked by Lynn
Answered by Donn Sharer , CFP ChFC CLU in Millstone Township, NJ
Thanks for your question Lynn. While I can't
speak specifically to PA, I can say that I'm
not aware of a "return of premium" feature for
whole life policies. That said...
Q&A
Asked by John
Answered by Nancy Greenwood, Insurance Agent in Methuen, MA
A life insurance company can cancel your
policy for non-payment of the premium or for
material misrepresentation. Each life
insurance contract will have a provision a...
Q&A
Asked by Michael
Answered by Timothy Peddycoart, Insurance AgentPRO+ in Big Lake, MN
This simple question could lead to a fairly
complex answer depending on your needs. As far
as the home insurance - you should be fine. To
keep it simple, you'll want t...
Ask a pro a question
Have your question answered by a professional
