Asked anonymously

It is hard to refinance when you don't have high credit and have missed a couple of payments. We make good money but just not what we used to.

We can make a decent payment but it seems nobody will give us that chance.

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  Answers  |  1

June 23, 2015

If you make good money then dont bother to waste it refinancing. Make additional payments to the principal balance to reduce the amount of money that they can charge interest on, and pay your mortgage off years earlier.

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