This is an SBA loan that was called due in Oct.2014, After that they would not let us pay on it, It's like an equity loan, Interest only payments, or pay down on it. Interest at 7.25% with a little over $210,000 due on it . They want it paid in full. We have held off the sale by trying to file Chapter 13, which has been recorded, There is no HOA and the house appr. for about $385,000. There is an Equity loan of about $99,000. Can pay now about $1500. to $2000. per month. Time is of the essence. This was a business loan, I was self-employed as an electrician, Moved my business over to another electrical company and am working full-time for them.