Is anyone who drives my car insured by my policy?
Are there restrictions I should know about?
Answers | 4
a. they have your permission to drive your car,
b. they drive it infrequently,
c. and they have not been excluded on your policy.
Coverage limits may be reduced in some situations.
You have an obligation to make sure that the driver has a valid driver's license, however. If a person will be driving your car other than on an occasional basis, you should have them added to your policy to avoid having no protection.
In Alabama, the answer is yes but the coverage may be reduced or removed based on the circumstances such as if the person with permission is unlicensed or in the process of committing a crime,... No guarantees.