Q&A
Asked by Gina
Answered by Fran Chamberlain
Insurance Agent in Nanuet, NY
Gina, The quick answer is no. If the company you worked for has more than 20 full time employees, you are eligible for COBRA coverage. The Federal Consolidated Om...
Q&A
Asked by Martha
Answered by Chrissy Blake Lowe
Insurance Agent in Chandler, AZ
Renters insurance covers your personal belongings against perils like: theft, vandalism, storm damage, and fire. It also covers some living expenses if your home isn’t...
Q&A
Asked by Katie
Answered by Chrissy Blake Lowe
Insurance Agent in Chandler, AZ
The only time you are required to have comp and collision coverage is if you have a loan on the vehicle and the bank requires full coverage. If the vehicle is paid for...
Q&A
Asked by John
Answered by Nancy Greenwood
Insurance Agent in Methuen, MA
A life insurance company can cancel your policy for non-payment of the premium or for material misrepresentation. Each life insurance contract will have a provision a...
Q&A
Asked by Michael
Answered by Timothy Peddycoart PRO+
Insurance Agent in Big Lake, MN
Because of the catastrophic loss potential of flood losses, it'd be best to at least look at a flood insurance quote and determine if you are prepared to absorb the lo...
Q&A
Asked by Lynn
Answered by Elizabeth Beagle
Insurance Agent in Burbank, CA
The safest answer is to call your insurance company and ask their customer service representative the question. However, in general, your coverage typically is based o...
Q&A
Asked by Katie
Answered by Chrissy Blake Lowe
Insurance Agent in Chandler, AZ
Most carriers give a multi-policy discount when you have auto and home together as well as a multi-car discount when more than one car is insured. Some carriers offer ...
Q&A
Asked by Katie
Answered by Elizabeth Beagle
Insurance Agent in Burbank, CA
Some agents would state you need 12 to 14 percent of your annual earnings in life insurance. I believe there are more practical ways of determining the right amount of...
Q&A
Asked by Kathleen
Answered by Gordon Kushnick
Insurance Agent in Seattle, WA
Uninsured motorist coverage protects you against having to pay for damages sustained to your automobile when an uninsured motorist causes an accident.
Q&A
Asked by Lynn
Answered by Donn Sharer
CFP ChFC CLU in Millstone Township, NJ
Thanks for your question Lynn. While I can't speak specifically to PA, I can say that I'm not aware of a "return of premium" feature for whole life policies. That said...
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