Q&A
Asked by an anonymous user
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
Do you have enough money to pay for your funeral? If you do, then you don't actually need life insurance. If you don't then you might. If you prepay your funeral arran...
Q&A
Asked by gabbbyconnie
Answered by MoneyTips Writing Staff
Financial Adviser in Los Angeles, CA
We don't recommend any one particular agency over another, the best place to start is by contacting your local insurance agent and asking for recommendations. Good luck.
Q&A
Asked by Gbrown9014
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
Two questions. First, it will depend on the "rider" that you have. Some are baked in and do not come off. Others may be added on for a period of time and then drop off...
Q&A
Asked by james
Answered by Stephen Hartel
MBA, AIF in Denver, CO
Your ability to buy term life insurance depends on your age and your health. The price for new term coverage increases dramatically as you age into your 60s and 70s. M...
Q&A
Asked by larahackney
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
If your husband's life insurance is a term plan (not Return of Premium), then the simple answer is no, there is no cash back. Also, if it is a permanent plan with cas...
Q&A
Asked by tope2121
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
Hello there. First, the whole life policy can be viewed as both a death benefit and also as an "investment" since it accrues cash value. Look at the death benefit part...
Q&A
Asked by an anonymous user
Answered by Lenny Robbins
Insurance Agent in Redmond, WA
There is no best answer for this question without knowing your objective. Unfortunately, most people concentrate on "how" to get there, without know where they want t...
Q&A
Asked by an anonymous user
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
Yes, Joseph, you can make your minor child the beneficiary. However, it is in some ways, not the best thing to do. First, think of the future that you are setting up w...
Q&A
Asked by an anonymous user
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
That depends! Before a policy lapses (is canceled for lack of premium), it usually goes into a grace period. That period signals the coming lapse and allows you to ret...
Q&A
Asked by an anonymous user
Answered by Kirby Thomas PRO+
Online Life Insurance Comp in San Diego, CA
There are several reasons. One of the best reasons focuses not on the component of life insurance that is the death benefit, but on the component of cash accumulation....
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