Asked by jt.gaffney  |  Submitted September 03, 2016

If I draw $1200 in Social Security and my wife draws $3000 in Social Security benefits, would I be eligible for her benefit of $3000 if she dies first?

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  Answers  |  2

September 07, 2016

Hi jt.gaffney
The maximum monthly Social Security benefit payment for a person retiring in 2016 at full retirement age is $2,639. However, the maximum allowable benefit amount is only payable to those who had the maximum taxable earnings for at least 35 working years.

The monthly amount you would get is a percentage of the deceased's basic Social Security benefit. It depends on your age and the type of benefit you would be eligible to receive.
See more info at:

You can also contact us directly to discuss in greater detail. No obligation.
It's not what you make; it's what you keep that determines your lifestyle.

$commenter.renderDisplayableName() | 09.29.20 @ 13:50


September 17, 2016

I applied for SS when I was 62 but was not eligible due to income. When I reached 66 they told me I had to wait an additional year to receive the full amount due based on my current income. They started paying me as if I were 62. Is this correct?

$commenter.renderDisplayableName() | 09.29.20 @ 13:50