I owe $55k and want to refinance to borrow $45k to total $100k on a house worth $175k. I want the lowest fixed rate.
The house is in my parents name because of divorce and pops has cancer but he is willing to sign the papers so I can get solar and new a/c for my house and other small stuff around the house.
Or is there a better loan than refi for me? I am disabled on social security. Payments now are $448 but power bill gets as high as $700 a month.