Asked by Milo  |  Submitted January 21, 2015

I have very poor credit and have been delinquent on several credit cards. How can I get a loan to buy a new house? Do I have any options?

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  Answers  |  1

January 21, 2015

500 fico score is the minimum fico to get an FHA loan. The lower the fico the more the down payment. Sound like you need at least 10% if you are below a 580 fico. Each lender has different guideline once your fico goes below 640 so shop around. Primary Residential Mortgage Inc out of Utah has this program. Good luck.

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