Asked by Steffanie  |  Submitted August 13, 2015

I have savings bonds that were given to my daughters 20 years ago. When is the best time to cash them in, or have I missed that window?

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  Answers  |  2

August 21, 2015

Have you gone to the US Treasury's Savings Bond Calculater to get the detail on the interest rate they're earning and the maturity dates? If not, you can do that by visiting

You can cash them out at any time. Prior to their maturity date you will receive less than face value and later than maturity you may or may not receive more than face value.

You will learn everything you need to know by clicking the links on the Treasury Direct website.

I hope this helps!

$commenter.renderDisplayableName() | 09.22.20 @ 07:44


August 22, 2015

Oh, you've saved me so much time researching this answer.

$commenter.renderDisplayableName() | 09.22.20 @ 07:44