Asked by Bruce  |  Submitted June 13, 2018

I bought a house one month before the housing market crashed and my credit score is only 542. Should I file for bankruptcy?

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  Answers  |  1

June 13, 2018

Bankruptcy is not a fun process and it sticks with you for years. You should try to avoid bankruptcy at all costs. If you need to secure a lower monthly mortgage payment, refinancing your home could be an option. MoneyTips is happy to help you get free mortgage and refinance quotes from top lenders.

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