Asked by monica  |  Submitted June 18, 2018

How long will it take for things to go off my credit report after paying them off?

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  Answers  |  1

June 20, 2018

Negative information, including collection accounts, will remain on your account for seven years. Any interaction with the creditor restarts the clock on the statute. However, you can ask for removal in lieu of payment, but be advised that it's up to the creditor. Here's a great video on how to avoid restarting the clock on negative credit items.

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