How long will a bankruptcy stay on my credit? Will it stay the same amount of time if I dismissed the filing?
I filed for bankruptcy in 2012 but it was dismissed at my request in 2013 with no judgments made. It still shows on my credit report as a public record with a note that it was dismissed. Since it is a public record, it still greatly affects my credit and ability to obtain loans or even rent an apartment. Is there any way to have this removed since it was dismissed at my own request? If not, how long will this stay on my credit report?
Asked by Charles
Asked by Kevin Butler
Answered by Ted Erickson
Mortgage Professional in Novato, CA
There are subprime loans available for you but at very high rates and high fees. I...