Asked by Stephanie  |  Submitted July 02, 2018

How can I fix closed accounts?

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  Answers  |  1

July 02, 2018

If the account was closed in a delinquent status, the negative information will only fall off your credit report after seven years from the first date of delinquency. A closed account with no negative information will be deleted after ten years from the date it was closed. If the account has been paid off, you can try sending the creditor a goodwill letter to remove it from your credit report. There is no harm in asking. Good luck!

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