Asked by JuliAnna  |  Submitted January 27, 2017

How can I boost my credit score 30-40 points in 1 month?

I want to qualify for a mortgage, but my score is under 560.

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  Answers  |  1

January 27, 2017

The root of purchasing or refinancing your home is having a good credit score that is free of blemishes and late payments. You also want to make sure that when you purchase a house, you’re able to afford it. Owning a home is a lot more than just getting a mortgage, or even making the mortgage payment.

You are currently a free member of Credit Manager by MoneyTips. Consider upgrading to Gold Shield Premium to gain access to a variety of tools to help you build your credit, and even to help remove items that you believe are errors. With the premium product, you’ll have the ability to communicate directly with creditors and resolve items that negatively impact your credit. Click here to upgrade.

I also recommend these articles on MoneyTips that are designed to help educate you about how to rebuild your credit, and pay down debt:

5 Things Not to Do When Rebuilding Your Credit

How to Rebuild Your Credit Score Fast

5 Steps to Rebuild Your Credit

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