Q&A
Asked by Daniel
Answered by Greg Fischer
Mortgage Professional in Manchester, NH
I'm a mortgage guy - NOT an insurance guy, but I know several. Most companies have a big formula for what needs to be covered, and a second one for what you might w...
Q&A
Asked by gracie
Answered by Caroline Gerardo
C G Barbeau in Newport Beach, CA
Kingman has some extreme temperatures, monsoon once in a great while, wind, and flash floods. Is your house in a flood plane? Get flood insurance from FEMA. What is th...
Q&A
Asked by Carla
Answered by Bradford Creger PRO+
MoneyTips Contributor in Pasadena, CA
Carla, You should definitely go and get your own individual homeowners insurance policy that would qualify as coverage under your loan. Your bank is covering their “...
Q&A
Asked by Shannon
Answered by Caroline Gerardo
C G Barbeau in Newport Beach, CA
Very sticky. IF you have a fire the insurance checks are written to owner and lender jointly. If the hazard policy is an owner occupied one the lender will likely find...
Q&A
Asked by an anonymous user
Answered by Randy Adams
Real Estate Pro in TX
You have to understand that just because a lender is being aggressive doesn't mean they're not a good company. The mortgage industry is very competitive so most lender...
Q&A
Asked by tom_boyd
Answered by David Skow
Mortgage Professional in Seattle , WA
Tom, do you happen to be a disabled vet? Asking because if you are - then the VA " funding fee " would be waived and likely a new VA loan would be the way to go, if...
Q&A
Asked by jkhealthybeing
Answered by MoneyTips Writing Staff
Financial Adviser in Los Angeles, CA
Are you sure that what you have is a W-2 and not a 1099? The answer to your question would depend on not only this, but also what type of loan you're looking for. The ...
Q&A
Asked by Charles
Answered by David Skow
Mortgage Professional in Seattle , WA
Try reaching out to other homeowners insurance firms for more options.
Q&A
Asked by an anonymous user
Answered by MoneyTips Writing Staff
Financial Adviser in Los Angeles, CA
Your best bet would be to refer to your homeowner's insurance policy to check exactly what is covered and what is excluded.
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