Home Purchase Loan

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Asked by Joseph
Answered by Nic Netherton, Mortgage Broker in Fort Collins, CO
Private mortgage insurance is generally charged with conventional mortgages, mortgage insurance (MI) is charged on government loans (FHA).
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Asked by Tony
Answered by Charles Sizemore, CFA in Dallas, TX
Hi Tony, While I do not expect the government to eliminate the mortgage deduction, it should really be a moot point. If you can only afford the house in question w...
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Asked by Gina
Answered by Ted Rood, Mortgage BrokerPRO+ in Maryland Heights, MO
Mortgages are considered late after the 15 day grace period, and late charges are typically accessed then. Some lenders will also mark the mortgage as "delinquent" on...
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Asked by Katie
Answered by David Skow, Mortgage BrokerPRO+ in Seattle , WA
Disadvantages of a shorter term loan is a higher payment that what a 30 yr loan requires if you can afford the higher payment for a 10 or 15 yr fixed easily - this is ...
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