Home Purchase Loan

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Q&A
Asked by Thomas Terry
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
Hi Thomas: Settlement charges are going to be the fees that you pay at closing for the cost of purchasing (or refinancing) a home. There will be charges from the le...
Q&A
Asked by Jamie
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
Jamie: Thank you for your inquiry. DTI is determined by taking whatever secured debt you have (generally those on your credit report) against your income, represent...
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Asked by Brian
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
Hello Brian - Part of the answer depends on where home values are trending in your purchase zone. If values are increasing, my advice would be to opt for the lower...
Q&A
Asked by Lynn
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
Lynn, That's a bit of a loaded question, but an essential one for someone in your situation. It really depends on your lifestyle, retirement plans, assets, and of c...
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