Q&A
Asked by an anonymous user
Answered by David Skow
Mortgage Broker in Seattle , WA
Thanks for your post .....your best 1st step will be to get a loan pre approval started ...this process is free and easy and it should allow you to answer all your q...
Q&A
Asked by AuntieCathie
Answered by Bradford Creger PRO+
MoneyTips Contributor in Pasadena, CA
Auntie Cathie, Yes, pay off the credit cards – but that’s probably all you should do. I see no one has told you that at today’s low interest rates it is probably m...
Q&A
Asked by Erin
Answered by MoneyTips Writing Staff
Financial Adviser in Los Angeles, CA
Check out the first time homebuyer prgarms available through the Louisiana Housing Corporation at http://www.lhfa.state.la.us/programs/homeowner ship/first_time_homebu...
Q&A
Asked by Sebastian
Answered by Pamela J. Horack, PRO+
CFP® in Lake Wylie, SC
Hi Sebastian! The best answer I have is: it depends. Renting can be great as the overall costs are lower and you have less maintenance and upkeep. Renting works well i...
Q&A
Asked by Milo
Answered by Ted Erickson
Mortgage Broker in Novato, CA
500 fico score is the minimum fico to get an FHA loan. The lower the fico the more the down payment. Sound like you need at least 10% if you are below a 580 fico. Each...
Q&A
Asked by an anonymous user
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hello: USDA loans are a great option especially because you can obtain 100% financing, but here's the catch (and the critical guideline) - The property must be with...
Q&A
Asked by frank
Answered by Ted Rood PRO+
Mortgage Broker in Maryland Heights, MO
It's certainly possible, but I'd need to know more about your situation to give a definitive answer.....for example: How big is the charge off? What other open trade...
Q&A
Asked by an anonymous user
Answered by MoneyTips Writing Staff
Financial Adviser in Los Angeles, CA
I would suggest that you start by searching for a mortgage professional in your area right here on MoneyTips. Click on Find A Professional in the menu bar above to st...
Q&A
Asked by robert blair
Answered by Ted Rood PRO+
Mortgage Broker in Maryland Heights, MO
Loan sizes do influence mortgage pricing, but only marginally, and seldom enough to change the rate. For example, many lenders have surcharges on loans under $50,000....
Q&A
Asked by Sidney
Answered by Ted Rood PRO+
Mortgage Broker in Maryland Heights, MO
You both need to generate positive activity on your credit reports. Getting, and responsibly using, a secured credit card is a great option. Keep the balance low, us...
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