After five years in the financial services industry, almost all of that time spent as a registered representative with a FINRA registered broker-dealer, I knew that the only way I could fully serve my clients was to leave the broker-dealer world behind and form my own Registered Investment Advisory firm. In 2010 I took the plunge and set up my own RIA. This paved the way for me to operate strictly in the best interests of my clients, without the conflicts of interest that plague the "selling securities for a commission" world that I had left behind. (I had seen enough of "GDC requirements" and product-pushing branch offices.)
Today, I work with a business partner whose has over 15 years of experience as an independent financial planner. As independent, fee-based financial planners & investment advisors, we offer full-service financial planning services to our clients. Because we are an independent RIA firm, we operate with a fiduciary duty to our clients, placing their interests first in everything that we do. As our slogan says: "Your Needs. Your Goals. Your Values. Better Solutions".
Among the services that we provide to our clients:
• Comprehensive financial planning
• Retirement income planning
• Investment analysis & portfolio management
• Insurance planning & advanced uses of life insurance for wealth management
One of the best things about operating independently is that we have the ability to engage the services of outside experts that allow us to extend our services while ensuring that the high-quality, expert nature of our advice and services in not compromised. To that end, we hire outside experts (including third-party money managers, retirement income distribution specialists, tax professionals, and various product-specific specialists) to serve as our support team.
Together, with my business partner/co-advisor and our outside experts, I am able to offer my clients a truly unique financial planning process.
- Life Insurance
- Mutual Funds
- Retirement Planning
- Risk Management
- Tax Advantaged Investments
Insurance Producer License - Life, Health, Accident, Variable ContractsLicense # 0E76495
California Real Estate Salesperson LicenseLicense # 01848688
Series 65License # CRD# 4962972
Independent Financial Consultant
Investment Advisor & Registered Representative
Financial Planner & Investment Advisor
Azusa Pacific University
The American College
Thanks to all who have endorsed or recommended me in the past. Due to my status as Investment Advisor Representative I have an obligation to keep testimonials hidden from public view. Under the current interpretation of the Investment Advisor Act of 1940 section 206(4)-1(a)(1) endorsements, reviews, and recommendations can be considered "testimonials", which are prohibited under the statute.
This material provided by Richard Eddy on are provided for informational purposes only. Richard Eddy make no representations regarding the accuracy or completeness of any information in these materials, or the effectiveness of any advice or recommendation made to achieve any specific financial planning goal.
Nothing contained herein should be construed to be an offer or a solicitation of an offer to buy or sell any security, insurance, or investment product, nor should it be considered professional advice. Advice may only be provided after entering into an advisory agreement with an advisor. Financial planning and investment advisory services offered through Cona Investment Advisors, LLC, a licensed Registered Investment Adviser. Insurance products offered through Cona Insurance & Financial Services, Inc.
Representatives of a Registered Investment Adviser (RIA) may only conduct business in a state if the representatives and the RIA they represent satisfy the qualification requirements of, and are approved to do business by, the state and/or are excluded/exempted from the state's licensing requirements.
Investing involves risk, including the possible loss of principal invested.