Eric Simonds

Eric Simonds is a Fee-Only Certified Financial Planner (CFP®) located in Brunswick, ME and serving clients across the country.

Financial Advisor at Saltwater Harbor Financial, LLC in Brunswick, ME


Saltwater Harbor Financial LLC specializes in providing objective financial planning, in accordance with the fiduciary standard, to help clients build, manage, grow, and protect their assets through life transitions. Eric Simonds is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional and has been admitted to the Paladin Registry.  

(855) 480-2690
Click for fax number
(207) 504-5180
1 Poplar Drive in Brunswick, ME 04011
Year started: 2012


Peer Endorsements

Best Answers

Asked by an anonymous user
Answered by Eric Simonds
Financial Advisor in Brunswick, ME
There is no percentage or fixed number. In general, the higher your score, the more if will decrease once bankruptcy is filed. Fair Isaac Corporation (FICO) often up...




  • Bonds & Fixed Income
  • Business Planning
  • Education Savings
  • Equities
  • Estate Planning
  • Mutual Funds
  • Retirement Planning
  • Risk Management
  • Tax Advantaged Investments
  • Other




Financial Planning Association
National Association of Professional Financial Advisors
Fee Only Network


Certified Financial Planner™
Paladin Registry





University of Southern Maine
Muskie School of Public Policy-USM
Golden Gate University


Disclosures/Conflicts of Interest Although every effort is made by Saltwater Harbor Financial LLC and its agents and representatives to minimize and avoid conflicts of interests, they exist prior to and develop throughout even the most professional adviser/client relationships. While the complete elimination of such conflicts is virtually impossible, the identification of such conflicts is consistent with the “best practices” of governmental doctrine, industry standards and all professional associations which the agents of Saltwater Harbor Financial LLC choose to affiliate (FPA®, CFP® Board of Standards, etc.). Please find all disclosures of all known significant conflicts of interests below: Potential Conflicts of Interest: Eric Simonds is a Fee-only Financial Planner and as such his income is derived from hourly fees, retainers, assets-under-management and paid projects. As a result, any recommendations involving additional work, outside of your current project arrangement, may directly financially benefit him and/or Saltwater Harbor Financial LLC. Case Specific Disclosures: Eric Simonds is a Fee-only financial advisor who has taken a legally binding pledge to always deliver services in compliance with the fiduciary standard, the highest level of service as evidenced by the requirement that the professional places the clients needs ahead of all others, including and especially those of personal benefit and interest. This level and type of service is consistent with the degree of care required to advise you, the client, on all aspects of planning your future. As a client of Saltwater Harbor Financial LLC, you have the right to request three referrals of other fee-only financial planners in the geo- graphic region, who are in no way affiliated with Eric Simonds and/or Saltwater Harbor Financial LLC. The fulfillment of such a request does NOT benefit Eric Simonds and/or Saltwater Harbor Financial LLC in any manner, as he has taken a legally binding pledge to not solicit or accept any commissions or renumeration in any manner or form. As his client, you are his sole source of income for all matters concerning your case.