Asked by bob  |  Submitted January 29, 2015

Does anyone do a 30 year cash out refi on a manufactured home that is permanently fixed to its foundation?

It's a HUD home.

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  Answers  |  2

January 29, 2015

sort of ... ..there are programs that allow cash back ......you might need to drop the loan term to 20 or 25 years ....and the allowable loan to value will likely be quite low ( probably in the 60-70% range ) ...I would suggest the folliowing steps :

1) if there is a present loan on the property - contact the present lender for options
2) contact the smaller local banks / credit unions in your area for options
3) contact a manufactured home for lenders that are lending on these properties and ask for assistance

all the best

$commenter.renderDisplayableName() | 07.27.17 @ 22:51

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July 30, 2015

built after 1976 not in a "park" own the real estate -is augers/block/concrete to fit the local county planning codes- and they qualify - yes where is it?

$commenter.renderDisplayableName() | 07.27.17 @ 22:51

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