Do home insurance companies really drop your insurance just because your house needs a few repairs and painting?
Answers | 2
That would be wrong AND illegal!! If they get away once, some people will eventually catch up and they will loss business in the long run.
Yes, they can and will. If an insurance company does an inspection on your home and finds repairs that need to be done, they will send you a recommendation letter. The letter will describe what they feel needs to be fixed and give you a certain timeframe to complete the repairs. If you do not send them proof of the repairs before the deadline, they can non renew your policy. This is to prevent people from leaving their home in disrepair and then filing an insurance claim for the damage.