Disaster Insurance

News

12 Counties Make Up 1/3 Of All Flood Insurance Claims

Where America Floods

Every year, floods cause significant property damage throughout America. Years ago, private insurers had difficulty providing economically v...

Upvote 0

Disaster Insurance Flood Insurance Insurance

Guide

What to Do If Your Homeowner’s Insurance Claim is Denied

How to Turn An Insurance Company’s “No” Into “Yes”

Your home has suffered serious damage. Perhaps the cause was a fire, flood, storm, burglary, or vandalism. In any case, you believe you are ...

Upvote 0

Disaster Insurance Earthquake Insurance Fire Insurance Flood Insurance

Q&A

Asked by Brady

I have been denied flood insurance, what can I do?

Upvote 6
Answers 1

Answered by Nancy Greenwood, Insurance Agent in Methuen, MA

Businesses and residences qualify for coverage. Buildings and Contents qualify for insurance. However, if your business or home is below ground level there is usuall...

Disaster Insurance Flood Insurance Homeowners Insurance Insurance Natural Disasters Other Insurance

Q&A

Asked by delce8

I would like to purchase a small home. I'm on disability of $1800 a month. Would I be able to qualify for a small mortgage of around $60,000?

Upvote 0
Answers 1

Answered by David Skow, Mortgage BrokerPRO+ in Seattle , WA

What you will be able to qualify for is based on several things, including your credit score, income and debt. The best thing to do is to begin the formal pre-approval...

Disaster Insurance Credit Rating Home Purchase Loan Borrowing

Guide

Free Government Apps That Can Help Your Business

The FEMA app, Postal Service app, and More

Next time you're cruising the App Store or Google Play, check out some very useful apps from the federal government that can help you with y...

Upvote 0
Comments 7

Disaster Insurance Homeowners Insurance Insurance Business Insurance

Guide

Will Your Insurance Replace Your Home in a Disaster?

Replacement vs. Market Value on Homeowner’s Insurance

When you first purchase homeowner’s insurance, you may find that you are paying for a policy with more coverage than your home is currently ...

Upvote 0

Disaster Insurance Homeowners Insurance Insurance

Q&A

Asked by Ron

During the recent South Carolina floods, my family was flooded out of our home which is in a non-flood plain.. How will this affect our rates?

Upvote 0
Answers 1

Answered by Ted Miller, Insurance and Financial Services in Madison, AL

Flooding shouldn't affect home insurance rates because flood insurance is only underwritten by the federal government whereas home owners insurance is offered by priva...

Disaster Insurance Flood Insurance Insurance

Q&A

Asked by scottytheone1973