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Asked by an anonymous user
Answered by MoneyTips Writing Staff, Financial Adviser in Los Angeles, CA
Debt Optimizer analyzes your debt and suggests simple actions to lower interest rates, reduce monthly payments and lift your credit score. Simply log in to your Debt O...
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Asked by Julie
Answered by Ted Rood, Mortgage BrokerPRO+ in Maryland Heights, MO
Public records stay on credit reports for 10 years, whether they are paid or unpaid. It is important to make sure the status is accurate (if they're paid, they should...
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Asked by Shalese
Answered by MoneyTips Writing Staff, Financial Adviser in Los Angeles, CA
When you are logged in to your Credit Manager by MoneyTips account, scroll down the page, or click the tab on the left labeled "Better Credit". You will see a tab labe...
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Asked by an anonymous user
Answered by Mark Haynie, Mortgage Broker in Los Angeles, CA
Unfortunately, the 547 score is a lower score than any lender will consider. I recommend that you consult with a professional in the credit repair business and develo...
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Asked by Lauren
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
Hi Lauren: In fact, yes it is possible though I am sure you realize that the financing may not be under the best terms. Your financing may require a larger down pay...
Q&A
Asked by Gina
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
Hi Gina: I can give you the answer from the perspective of a mortgage loan originator - Generally speaking, anytime you utilize credit and you pay that credit withi...
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Asked by johnathan
Answered by Jeff Rose, CFP® in Carbondale, IL
Have you tried online peer to peer lenders like Lending Club or Prosper?
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Asked by Tony
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
Tony: First, congratulations. Second, this is a great question and one that I would also advise having your CPA (or tax preparer) and a financial adviser answer as ...
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Asked by Brian
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
Hello Brian: There are a multitude of loan programs that require credit scores that are across the spectrum. The most efficient way to approach purchasing a hom...
Q&A
Asked by Michael
Answered by Ted Rood, Mortgage BrokerPRO+ in Maryland Heights, MO
Michael covered most of the pertinent areas already, but I'd like to add a couple of major "disadvantages". If your spouse's credit scores are lower than yours, the l...
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