Credit Cards

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Asked by an anonymous user
Answered by Ted Rood, Mortgage BrokerPRO+ in Maryland Heights, MO
I'd start with a secured credit card, or two. The logical place to check is wherever you've opened a bank account. If they don't offer them, there are many online ch...
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Asked by rick
Answered by Justin Clark, Mortgage Broker in Moreno Valley, CA
How much are you borrowing? If you're only going to need $8,000-$10,000 then most lenders won't do a refinance because it'll cost you half as much in fees, which woul...
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Answered by Caroline Gerardo, C G Barbeau in Newport Beach, CA
Never close accounts it brings FICO down. Continue to monitor and make all payments as agreed
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Asked by Ashley Soto
Yes. Requesting a credit limit increase is considered a "hard inquiry" and will knock points off your score. Limit your exposure to one or two per year. Tip: the only ...
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