Asked by Mike  |  Submitted February 13, 2015

Can I buy my house that is in my wife's name from a short sale? My name is not on the loan.

My wife's name is on our house as sole owner.

We missed a payment by 1 day so our loan servicer "Ocwen", started refusing payments and said we had to do a modification. We are now 5 months behind and I can't send payments. The house is in Ohio.

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  Answers  |  1

February 13, 2015

You should ask the seller if they will allow it. They are the ones making the final decision and not some loan officer. If your want vegas odds on it being allowed I am going to set the point spread at slim and no chance. Good luck.

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