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Asked by Trina
Answered by MoneyTips Writing Staff
Financial Adviser in Los Angeles, CA
Being upside down refers to the amount of value in the automobile as compared to the balance on the loan. One thing you can do is try and refinance the loan to a lower...
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Asked by Jackie
Answered by MoneyTips Writing Staff
Financial Adviser in Los Angeles, CA
Whether to lease or buy a car depends on your personal financial situation and goals. Check out Everything You Need to Know About Leasing a Car for great insights into...
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Asked by Gina
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hi Gina: I can give you the answer from the perspective of a mortgage loan originator - Generally speaking, anytime you utilize credit and you pay that credit withi...
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Asked by robert blair
Answered by Ted Rood PRO+
Mortgage Broker in Maryland Heights, MO
Loan sizes do influence mortgage pricing, but only marginally, and seldom enough to change the rate. For example, many lenders have surcharges on loans under $50,000....
Q&A
Asked by Chrisitna
Answered by Paul Carag
Financial Adviser in Renton, WA
Calling a bank or credit union to see what their terms and rates are might be the first best step. It will generally depend on whether you are simply looking to lowe...
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Asked by Apryl
E
Answered by Elaine
It really depends on the problem. I'm not into going in debt just for a new car.
Q&A
Asked by Kaila tubbs
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Kaila - If you are referring to mortgages, it is tied very closely to the performance in the bond market because this is where mortgage backed securities are bough...
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Asked by Dee
Answered by Ted Rood PRO+
Mortgage Broker in Maryland Heights, MO
Hi, Dee, You mention you can't get a loan because you have three homes with mortgages. I presume you mean your debt to income ratios are too high, given the three lo...
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Asked by Andrea
Answered by Brenda Robinson
Financial Adviser in Easton, PA
It depends on who you ask. Some believe that you shouldn’t even try to refinance an auto loan after bankruptcy unless it has been more than 3 years. If it has been ...
Q&A
Asked by Steffanie
Answered by Justin Clark
Mortgage Broker in Moreno Valley, CA
That all depends on the monthly payment you want and what kind of rate you can get. You’re payments will be a little higher with a 15 year loan but you will most like...
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