Guide
An Easy Way To Turn Unused Gift Cards Into Cash
Did Santa bring you more gift cards this holiday season? Do you have a pile of partially used gift cards with small remaining balances? Y...
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News
Government Shutdown Brings Mortgage Obstacles
The Shutdown's Housing Market Woes
It's a great time to buy a home, and you're ready. You've saved up a suitable down payment, found a ho...
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Guide
Ways To Avoid The SALT Tax Cap
One of the most controversial provisions of the 2017 Tax Cuts and Jobs Act (TCJA) was the limit it placed on state and local tax (SALT) dedu...
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Guide
"Debit Or Credit?" It's Still A Debit Card
By Amy Beardsley
You are given the option of "debit or credit" when making purchases with your debit card. As it turns out, there's a l...
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Guide
8 Ways At-Home Entrepreneurs Can Supplement Their Income
By Andrea Woroch
There's nothing more rewarding than starting your own business. Opening the front door of a shop for the first time, ...
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Guide
Credit Card Income Updates 101
By Sandra Parsons
When you apply for a credit card, the card issuer collects personal information, including your income. It's one of t...
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News
2 Out Of 5 Balance Transfer Cardholders Don't Pay Off Their Balance In Time
A balance transfer card with a 0% introductory interest rate can be an excellent way to consolidate high-interest debt and efficiently pay i...
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Guide
10 Tips For Dealing With Holiday Debt, Part 2
Holiday Debt On the Increase
Are your credit cards still smoking from holiday overuse? Based on a recent MagnifyMoney survey, it wouldn't...
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News
To Stop Paying Interest Charges, Overpay Your Credit Card Bill
Can you pay off your credit card bill in full and still be charged interest? Yes – depending on the timing of your payment.
As National F...
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News
Tax Identity Theft Lower But Still A Problem
Identity thieves have many ways to steal your money – including fraudulent tax returns. They file a return in your name as early as possible...
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News
Consumers $1 Trillion More In Debt In Just 5 Years
How would you handle $4 trillion of debt? Hopefully, you'll never have to answer that question – but America's total outstanding non-mortgag...
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News
2 Out Of 3 Loans Used for Credit Cards and Loan Consolidation
What do you do with debts that have unfavorable interest rates or difficult payment terms? If you can, consolidate them into one debt stream...
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News
Forced Credit Account Closures Rising While More Applications Denied
According to Federal Reserve data, serious credit card delinquencies rose sharply in late 2016 and continued to grow through 2018, nearing 5...
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News
How The Interest Rate Increase Affects You
Your Christmas gift from the Federal Reserve is here. Surprise! It's another 0.25% hike in the Federal Funds rate. Sure, you've already gott...
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Guide
Retirement And Multiple Employment Plans
A good 401(k) plan can be an attractive selling point for businesses looking to hire the best and brightest. However, smaller businesses may...
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News
Now Is When People Fall Behind On Bills
Does your wallet take a bigger hit during the holiday season? If so, you aren’t alone. According to a recent study by LendingTree, more cons...
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News
Homeowner's Tappable Equity Lower For First Time Since Housing Crisis
The Pool Is Shrinking
A home equity loan or line of credit (HELOC) can be a useful financial management tool – but only if you have the a...
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Guide
Consumer Credit And Blockchain
While you have plenty of tools to protect your personal information, your data is arguably in as much danger as it's ever been. It's not tha...
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Guide
Consider The Factors Lenders Consider
Your credit score is one of the most important factors that lenders review when deciding whether to extend credit to you – but it's not the ...
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Guide
Credit Repair Services 101
By Steven Millstein, Credit Repair Consultant at CreditRepairExpert.org
Credit repair companies may all offer similar services, but th...
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Guide
Changing Your Mind On Social Security Benefits
You've just become eligible for Social Security benefits. Are you going to apply for them now, wait until your full retirement age, or delay...
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Guide
Beneficiary Designations 101
You've kept your will updated regularly to make sure your assets are distributed according to your wishes upon death. Have you done the same...
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News
You Still Need A High Credit Score To Refinance
Times aren't great in the mortgage refinancing market. According to the October 2018 Origination Insights Report from mortgage application s...
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News
How To Protect Yourself From Mobile Malware
Do you take mobile device security as seriously as you should? You probably connect to the Internet more on mobile devices than you do on de...
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