Asked by Earl  |  Submitted June 22, 2020

Am I eligible for FHA loan if my bankruptcy has been discharged for over two years?

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  Answers  |  1

June 23, 2020

You may be eligible for an FHA loan after two years from your discharge date if you filed a Chapter 7 bankruptcy and after one year from discharge date for a Chapter 13 bankruptcy. However, to get approved for an FHA loan, you need a minimum credit score of 580. You can check your score by logging into your Credit Manager account.

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