What is the interest fixed rate for a home purchase in California? I have good credit.

Asked by mimalcala55

4 Answers

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Answered by Hans Bruhner, Mortgage Banker in Sebastopol, CA
Lenders can’t answer that question directly. Good credit is great but we need the specific score, we need the loan program, we need to know how much down, and what your debt ratio is. Right now it could be anywhere from 3.5% to 4.25% for most fixed rate programs. | 05.02.16 @ 17:01
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$commenter.renderDisplayableName() — {comment} | 12.04.16 @ 18:28
Answered by David Skow, Mortgage BrokerPRO+ in Seattle , WA
Begin the loan pre-approval process with a lender / loan officer so you can get all your questions answered and receive the accurate information you are needing / wanting | 05.03.16 @ 19:16
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$commenter.renderDisplayableName() — {comment} | 12.04.16 @ 18:28
Answered by Ted Erickson, Mortgage Broker in Novato, CA
I have investors that don't use a credit score for your rate. So if you have good credit you may get the same low rate as someone with excellent credit. I've seen a 580 score get the same rate as a 760 credit score. This investor may be right for you. | 05.03.16 @ 19:31
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$commenter.renderDisplayableName() — {comment} | 12.04.16 @ 18:28
Answered by Dan Paladin, Mortgage Banker in Los Angeles, CA
That is too general of a question. More info is needed, such property type? Down payment? Occupancy, to name few along with have "good" credit. Feel free to contact me for a no obligation mortgage consultation.
| 05.03.16 @ 20:06
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$commenter.renderDisplayableName() — {comment} | 12.04.16 @ 18:28
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