We just went through chapter 7 bankruptcy and kept our home. We asked our current lender for a loan modification. It has now been 3 months since dismissal
Are there other lenders that would refinance our home. Our current lender had it reappraised and they claim it is worth $75,000 more than the fair market value. So we are afraid they will decline our request for a loan modification because they can foreclose and resell it and get more money.