Q&A
Asked by Michael
Answered by Gordon Kushnick, Insurance Agent in Seattle, WA
Please note that in each state there are different plans available so the information I'm about to provide should only be used as a general answer to your question. ...
Q&A
Asked by Joseph
Answered by Donn Sharer , CFP ChFC CLU in Millstone Township, NJ
Renters insurance covers your tenants, Joseph. As a landlord, it's very important for your tenants to carry this coverage for two primary reasons: 1) their personal p...
Q&A
Asked by Erin
Answered by Nancy Greenwood, Insurance Agent in Methuen, MA
People drive without insurance for a number of reasons. You are responsible for paying your medical and hospital bills that result from an accident even if it is caus...
Q&A
Asked by Edna
Answered by Donn Sharer , CFP ChFC CLU in Millstone Township, NJ
The short answer is "not really". Rules of thumb often provide useful shortcuts for us Edna. They can also be misleading, especially if your situation deviates from t...
Q&A
Asked by Brady
Answered by Nancy Greenwood, Insurance Agent in Methuen, MA
Businesses and residences qualify for coverage. Buildings and Contents qualify for insurance. However, if your business or home is below ground level there is usuall...
Q&A
Asked by Erin
Answered by Timothy Peddycoart, Insurance AgentPRO+ in Big Lake, MN
I concur with Greg - most insurers will want one that is fairly current - within the last couple years if it is over a certain value. It's not a bad idea to get ...
Q&A
Asked by Brady
Answered by Martin Leclerc, Financial Adviser in Bryn Mawr, PA
Deposit insurance works through the FDIC which is a US government corporation created by the Banking Act of 1933. Currently, deposit insurance guarantees the safet...
Q&A
Asked by Erin
Answered by Elizabeth Beagle, Insurance Agent in Burbank, CA
A personal umbrella policy is liability insurance in excess of other policies, typically auto and homeowner insurance. It is a relatively inexpensive form of coverage ...
Q&A
Asked by Erin
Answered by Nancy Greenwood, Insurance Agent in Methuen, MA
Yes! First you would have the items appraised, then provide the written appraisals to the insurance company to properly insure them. The items can usually be added t...
Q&A
Asked by Mike
Answered by Timothy Peddycoart, Insurance AgentPRO+ in Big Lake, MN
I'm assuming you aren't talking about mortgage insurance the lenders require if you put down less than 20%. It is required to obtain certain loans. Assuming that's no...
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