Q&A
Asked by Ronald Willis
Answered by Heath Schneider, Mortgage BrokerPRO+ in Las Vegas, NV
That is an outstanding rate. The average rate was 3.98 % for 30 Year or 15 YR is 3.13 % according to www.freddiemac.com weekly survey (this is a non sales oriented sur...
Q&A
Asked by an anonymous user
Answered by Heath Schneider, Mortgage BrokerPRO+ in Las Vegas, NV
If you did a modification without going late on your mortgage then yes. If you were required to go late to qualify for the modification then you would need to wait un...
Q&A
Asked by Lynn
Answered by Sean Hasson, Mortgage Banker in Mission Viejo, CA
This is common and usually the amount added to your balance consists of back payments that were not made or missed in addition to a relatively smaller amount in fees t...
Q&A
Asked by an anonymous user
Answered by David Skow, Mortgage BrokerPRO+ in Seattle , WA
with a chapter 7 - most lenders will require you to wait for 4 years since the discharge date for new conventional financing ...FHA financing available after 2 ...
Q&A
Asked by Wyomie
You do have options. From an FHA Streamline Refinance, the HARP Program and even VA Streamlines. Obviously there's more questions to be asked to determine the best opt...
Q&A
Asked by Carla Truett
Answered by Caroline Gerardo, C G Barbeau in Newport Beach, CA
You can ask and go through the pile of paperwork as many times as you want. Lender may or may not grant depending on your set of circumstances
Q&A
Asked by douglasb0324
Answered by Kendrick Walker, Mortgage Broker in Santa Rosa, CA
Sorry to hear this. You might want to check out alternative finance option such as a hard money/private money loan. The 2 main qualifications for such a loan are ...
Q&A
Asked by George
Answered by Justin Clark, Mortgage Broker in Moreno Valley, CA
With a manufactured home on it's own land (as opposed to a park) you will need proof that the home is fixed to the foundation. It is a form called a 433A that is atta...
Q&A
Asked by George
Answered by Justin Clark, Mortgage Broker in Moreno Valley, CA
I'm not sure what state you're in. But here in California you can take a look at the correct form at this address. http://www.hcd.ca.gov/codes/manufactured-hou sing...
Q&A
Asked by koliver1054
Answered by Kendrick Walker, Mortgage Broker in Santa Rosa, CA
This is hard, sorry to hear this. It sounds like one of your best options is to check out hard money financing, also known as private money. Preferably you want to f...
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Loan Modification

Loan Modification
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