Q&A
Asked by Cortland
Answered by Kim Miller, CFP®PRO+ in Redmond, WA
It may be more helpful for you to think of it as cash flow: "Every month Uncle Sam makes a pension deposit and a Social Security deposit in my bank account of $XX and...
Q&A
Asked by Brett Lyle
Answered by Michael Hoffman, RFC, CLU, ChFCPRO+ in Grass Valley, CA
Brett, the key to your answer is in your question, "long term". Any investment or savings decision should be weighed against your particular risk tolerance. In very...
Q&A
Asked by Theresa
Answered by Kim Miller, CFP®PRO+ in Redmond, WA
If you haven't started yet, it will be way more than you want to. What are your likely monthly expenses in retirement? Start with that and work backwards - a compoun...
Q&A
Asked by Dennis
Answered by Kim Miller, CFP®PRO+ in Redmond, WA
Interesting question, however, the use of 529 plan assets - tax-free - are narrowly defined and financing costs are not one of them. For example, you cannot use 529 p...
Q&A
Asked by Per
Answered by Kim Miller, CFP®PRO+ in Redmond, WA
Hi - ETFs and mutual funds are similar in their objective: gaining investment exposure to a specific segment of the stock or bond markets or to the markets as a whole....
Q&A
Asked by Mary
Answered by Kim Miller, CFP®PRO+ in Redmond, WA
Hi - The annual gift tax exclusion allows you to give $14,000 per year to any one person without filing a gift tax return. A married couple who "join" in the gift ca...
Q&A
Asked by Michael
Answered by Michael Hoffman, RFC, CLU, ChFCPRO+ in Grass Valley, CA
Michael, there are many passive options for real estate investments that will relieve you from the 3 terrible T's (Tenants, Termites and Toilets). If you have a taxa...
Q&A
Asked by an anonymous user
Answered by Kim Miller, CFP®PRO+ in Redmond, WA
Check out Investopedia.com. There are many many websites with free info on investing techniques. Good luck!
Q&A
Asked by Alan
Answered by Alex Bentley, Financial AdviserPRO+ in Pacific Palisades, CA
I would suggest you review this link to the IRS and also consult your accountant http://www.irs.gov/Retirement-Plans/One-Partic ipant-401(k)-Plans. It is a 401K plan ...
Q&A
Asked by an anonymous user
Answered by Alex Bentley, Financial AdviserPRO+ in Pacific Palisades, CA
I suggest looking at the target date retirement funds at the major mutual fund companies. You could either just invest in one of these funds or use them as a guide for...
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Investing & Retiring

Investing & Retiring
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