Benjamin Rosky

Health and Life Insurance Expert | Employee Benefits Consultant | Retirement Planning Advisor

Insurance Agent at Benjamin Rosky in Phoenix, AZ

About

I am a Registered Health Underwriter (RHU) and manager of L&A Services, Inc., a successful Insurance Brokerage in Arizona since 1985. I joined the team in 1999. We specialize in Personal and Employee Benefits Plans that offer high-quality and low-cost solutions for individuals and small businesses, employees and families. We also offer safe money solutions, like annuities & life insurance, for your personal pension plan to assist with retirement income needs. My goal is to provide top-notch advice and direction in finding the right coverage for you, and throughout your lifetime. Here are the people we help: ? Small Businesses - Employee benefits include Health, Life, Dental, Vision, Disability, Supplemental Protection, Limited Risk Protection, Section 125, and GAP plans. Also help set up administrative services to help employers comply with federal law, including COBRA, ERISA, and the ACA. ? Realtors - Plans designed specifically for independent realtors and their families. ? Families - Help desig

Address
3420 E Union Hills Dr Ste 101 in Phoenix, AZ 85050
Info
None specified

Reviews

Peer Endorsements

Best Answers

Q&A
Asked by Sarah
Answered by Bradford Creger, MoneyTips ContributorPRO+ in Pasadena, CA
Sarah, The correct answer is that you shouldn’t wait to get life insurance on your husband if the insurance is actually needed. Yes, you CAN wait a bit and get bette...
Q&A
Asked by Erin
Hello Erin, A bit more detail, to follow Benjamin's answer. You, as the Owner of the policy, have the right to name Beneficiaries; I use caps to denote the parties,...
Q&A
Asked by Erin
Answered by Bradford Creger, MoneyTips ContributorPRO+ in Pasadena, CA
Erin, The general answer is NO. Are there exceptions to this rule? Yes. But having a MEC (or Modified Endowment Contract) is NOT one of them. Both of the Agen...
3

Specialties

  • Annuities
  • Health
  • Life
  • Long-term care
  • Small Business

Servicing

Credentials

Licenses

AZ State Insurance License
License # 52905

Certifications

Federally Facilitated Marketplace and SHOP Broker Certification 2014-2015

Accomplishments

Awards

Certificate of Appreciation
Top Broker Award (since 2003)

Publications

No Publications listed.

Speaking Engagements

No Speaking Engagements listed.

Background

Experience

Patient Advocate
Health, Life & Retirement Insurance Broker
Board of Directors

Education

The American College
Centers for Medicare & Medicaid Services/Health & Human Services

Disclosure

http://lnaservices.com/data/documents/11-2014-Bus-Plan-Privacy.doc