I recently foreclosed on a home in a different state last year.
I read that if this was due to job loss and loss of income I can still get an FHA loan. Is this true? Also, I am working on my credit through a company who says they can get a foreclosure off my report. Is that legal?
Any credit company that says they can remove a foreclosure from a credit report may as well be selling unicorn rides as well. As for getting a loan with a foreclosure in your history - there are options. A few lenders will allow refinance with just 12 months seasoning on a foreclosure. I'm happy to discuss this with you if you'd like to contact me directly. My profile is available on this website. All the best! | 07.02.14 @ 00:12