Hi Brittany! I don't think it is EVER to early to start thinking about retirement. You have time on your side, and time equals money! (Check out The Rule of 72
and learn the principle of compound interest!). The simplest explanation for you to start preparing is to pay yourself first. Before bills. Otherwise, life gets in the way, and the next thing you know, you blink and you're in your 40's with not much of a retirement.
If you can automate your retirement savings, that's even better. Out of sight = out of mind. Put it on autopilot, so to speak. If your employer offers a matching 401(k) plan, take advantage of it and contribute the max of what they'll match. That's free money. It's like if you give me $1 and I give you back $2. I'd take that deal every day of the week and twice on Sunday!
If you'd like to speak about your individual situation, I'd be happy to help...
| 08.09.16 @ 14:50